Disclosure

There are no warranties implied.

Retirement Strategies, Ltd. is a registered investment adviser located in Dublin, Ohio. Retirement Strategies, Ltd. may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Retirement Strategies, Ltd.’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Retirement Strategies, Ltd.’s web site on the Internet should not be construed by any consumer and/or prospective client as Retirement Strategies, Ltd.’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Retirement Strategies, Ltd. with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Retirement Strategies, Ltd., please contact the state securities regulators for those states in which Retirement Strategies, Ltd. maintains a registration filing. A copy of Retirement Strategies, Ltd.’s current written disclosure statement discussing Retirement Strategies, Ltd.’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Retirement Strategies, Ltd. upon written request. Retirement Strategies, Ltd. does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Retirement Strategies, Ltd.’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice.

Insurance products and services are offered and sold through individually licensed and appointed insurance agents.

Retirement Strategies, Ltd., RS Tax & Accounting Services, Inc., and Golowin Legal, LLC & The Griffin-Lantz Insurance Agency, LLC. are each separate unaffiliated businesses serving clients in their own respective areas of expertise. Owners of Retirement Strategies, Ltd. are also minority owners of RS Tax & Accounting Services, Inc. In no way are any of these service providers liable for the acts of the others. This marketing piece is only intended to show that three of the four companies are located at one address and can and often do work together for common clients. The Griffin-Lantz Insurance Agency, LLC is located in another building approximately 1 mile away. Clients may work with only one or all of the companies if desired. Retirement Strategies, Ltd. is a Registered Investment Adviser.

Retirement Strategies, Ltd. throughout this website has provided links to various other websites. While Retirement Strategies, Ltd. believes this information to be current and valuable to its clients, Retirement Strategies, Ltd. provides these links on a strictly informational basis only and cannot be held liable for the accuracy, time sensitive nature, or viability of any information shown on these sites.

Retirement Strategies, Ltd. may discuss and display, charts, graphs, formulas and stock picks which are not intended to be used by themselves to determine which securities to buy or sell, or when to buy or sell them. Such charts and graphs offer limited information and should not be used on their own to make investment decisions. Consultation with a licensed financial professional is strongly suggested.

The opinions expressed herein are those of the firm and are subject to change without notice. The opinions referenced are as of the date of publication and are subject to change due to changes in the market or economic conditions, and may not necessarily come to pass. Any opinions, projections, or forward-looking statements expressed herein are solely those of author, may differ from the views or opinions expressed by other areas of the firm, and are only for general informational purposes as of the date indicated.

Although Retirement Strategies, Ltd. does not charge a fee for attending seminars/initial appointments and offers attendees educational information, the seminar/initial appointments are intended to result in the attendee purchasing a product or establishing an advisory relationship.